ATP Appraisals, LLC. (973) 283-2266

The FHA maintains the rolls of approved appraisers for each state - ATP Appraisals, LLC. (973) 283-2266 is on the roster of approved appraisers for New Jersey.  If you have an FHA-secured loan, be sure to hire ATP Appraisals, LLC. (973) 283-2266, as we are approved and certified to handle FHA appraisals. Part of the regular training our staff at ATP Appraisals, LLC. (973) 283-2266 completes deals exclusively with decoding the FHA's documentation and their rules and procedures.

Be sure to contact ATP Appraisals, LLC. (973) 283-2266 if you need an appraisal done for an FHA-secured loan.

If your loan is FHA insured, that means that the loan has been secured by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers. Rather, it provides lenders with safety with mortgage insurance in case the borrower does not pay his or her financial obligations. Low-income and moderate-income consumers benefit the most from FHA-insured loan programs. The point of the Federal Housing Administration is to assist credit-worthy consumers get approved for mortgages that they otherwise would not. Remember, the FHA deviates from the VA appraiser panel in that the lending organization can choose the appraisal company.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are lifesavers to consumers with less starting income.